ZIP Code Report · 2026-10-14
ZIP 46561 Foreclosure & Distressed-Property Data
32 property-related court filings tracked in ZIP 46561 (Osceola), Indiana. Sourced directly from St. Joseph County court dockets. Foreclosure, probate, divorce, and partition cases — the early-stage filings that precede MLS listings by months or years.
- 28.6% absentee owners — share of 46561 filings where owner mailing address differs from property.
- $219,404 median property value in court-filed properties in this ZIP.
- 56.2% Divorce — dominant filing category in ZIP 46561.
- 71-day median resolution time — cases move quickly in this ZIP.
- 12.5% post-filing sale rate — share of 46561 properties that transacted after their court filing.
Filing type breakdown
| Lead type | Filings | Share |
|---|---|---|
| Divorce | 18 | 56.2% |
| Foreclosure | 10 | 31.2% |
| Probate / Estate | 4 | 12.5% |
Filing trend by quarter
| Quarter | Filings |
|---|---|
| 2024-Q1 | 1 |
| 2024-Q2 | 2 |
| 2024-Q4 | 1 |
| 2025-Q3 | 1 |
| 2025-Q4 | 1 |
| 2026-Q1 | 6 |
| 2026-Q2 | 14 |
| 2026-Q3 | 6 |
Property values in ZIP 46561
Based on 30 properties with an estimated property value from county assessor records.
Case outcomes in ZIP 46561
59.3% of tracked cases (16 of 27) have reached a resolution. Median time to resolution: 71 days.
| Outcome | Cases |
|---|---|
| Judgment entered | 9 |
| Dismissed | 3 |
| Settled / consent order | 3 |
| Sheriff sale | 1 |
Post-filing property sales
12.5% of trackable properties in ZIP 46561 (4 of 32) have recorded a sale after the court filing. Median sale price: $226,050. Median time from filing to sale: 87 days. 100% of sales were filing-driven.
Related areas
ZIP 46561 (Osceola) falls within St. Joseph County, Indiana. Full county-level analysis: St. Joseph County Intelligence Report.
Nearby ZIPs in Indiana: 46563 · 46545 · 46544 · 46580 · 46530.
Frequently asked questions
How many foreclosure and court filings are tracked in ZIP code 46561?+
Keystone Court Data tracks 32 property-related court filings in ZIP code 46561 in Osceola, Indiana. These are sourced directly from St. Joseph County court dockets and include: Divorce (18), Foreclosure (10), Probate / Estate (4). Data is updated as new filings appear on the docket.
What types of court cases are most common in ZIP 46561?+
In ZIP 46561, the filing breakdown is: Divorce (18, 56.2%); Foreclosure (10, 31.2%); Probate / Estate (4, 12.5%). Each filing is pulled from the public court docket on the day it is recorded.
What is the typical property value in ZIP 46561 court filings?+
The median estimated property value for court-filed properties in ZIP 46561 is $219,404, based on 30 properties with county tax-assessor data. The middle 50% of properties range from $168,952 to $271,557 in estimated property value. Values are sourced from public assessor records.
How long do court cases take to resolve in ZIP 46561?+
Tracked court cases in ZIP 46561 resolve in a median of 71 days, moving quickly. 59.3% of tracked cases (16 of 27) have reached a resolution.
Do properties in ZIP 46561 sell after a court filing?+
12.5% of trackable properties in ZIP 46561 (4 of 32) have recorded a confirmed sale after their court filing. Median post-filing sale price: $226,050. Sales close a median of 87 days after the court filing.
What share of court-filed properties in ZIP 46561 have absentee owners?+
28.6% of court-filed properties in ZIP 46561 have an owner whose mailing address differs from the property address. Absentee or out-of-state owners may face additional pressure to sell when a court filing is filed against the property.
Court-direct 46561 court records
Subscribe to St. Joseph County on Keystone Court Data to receive every new property-related case the day it hits the Indiana court docket — including all 46561 filings. Court-direct, same-day, every filing. 7-day free trial.
Cite: Keystone Court Data, "ZIP 46561 Foreclosure & Distressed-Property Data," 2026-10-14, https://keystonecourtdata.com/reports/46561-foreclosure-data