ZIP Code Report · 2026-10-14
ZIP 46545 Foreclosure & Distressed-Property Data
38 property-related court filings tracked in ZIP 46545 (Mishawaka), Indiana. Sourced directly from St. Joseph County court dockets. Foreclosure, probate, divorce, and partition cases — the early-stage filings that precede MLS listings by months or years.
- 30.4% absentee owners — share of 46545 filings where owner mailing address differs from property.
- $225,890 median property value in court-filed properties in this ZIP.
- 44.7% Divorce — dominant filing category in ZIP 46545.
Filing type breakdown
| Lead type | Filings | Share |
|---|---|---|
| Divorce | 17 | 44.7% |
| Foreclosure | 13 | 34.2% |
| Probate / Estate | 7 | 18.4% |
| Guardianship | 1 | 2.6% |
Filing trend by quarter
| Quarter | Filings |
|---|---|
| 2024-Q2 | 1 |
| 2024-Q4 | 1 |
| 2025-Q3 | 3 |
| 2025-Q4 | 1 |
| 2026-Q1 | 13 |
| 2026-Q2 | 3 |
| 2026-Q3 | 11 |
Property values in ZIP 46545
Based on 32 properties with an estimated property value from county assessor records.
Case outcomes in ZIP 46545
47.1% of tracked cases (16 of 34) have reached a resolution.
| Outcome | Cases |
|---|---|
| Judgment entered | 12 |
| Sheriff sale | 2 |
| Dismissed | 1 |
| Settled / consent order | 1 |
Related areas
ZIP 46545 (Mishawaka) falls within St. Joseph County, Indiana. Full county-level analysis: St. Joseph County Intelligence Report.
Nearby ZIPs in Indiana: 46544 · 46530 · 46561 · 46563 · 46526.
Frequently asked questions
How many foreclosure and court filings are tracked in ZIP code 46545?+
Keystone Court Data tracks 38 property-related court filings in ZIP code 46545 in Mishawaka, Indiana. These are sourced directly from St. Joseph County court dockets and include: Divorce (17), Foreclosure (13), Probate / Estate (7). Data is updated as new filings appear on the docket.
What types of court cases are most common in ZIP 46545?+
In ZIP 46545, the filing breakdown is: Divorce (17, 44.7%); Foreclosure (13, 34.2%); Probate / Estate (7, 18.4%); Guardianship (1, 2.6%). Each filing is pulled from the public court docket on the day it is recorded.
What is the typical property value in ZIP 46545 court filings?+
The median estimated property value for court-filed properties in ZIP 46545 is $225,890, based on 32 properties with county tax-assessor data. The middle 50% of properties range from $163,104 to $283,253 in estimated property value. Values are sourced from public assessor records.
What share of court-filed properties in ZIP 46545 have absentee owners?+
30.4% of court-filed properties in ZIP 46545 have an owner whose mailing address differs from the property address. Absentee or out-of-state owners may face additional pressure to sell when a court filing is filed against the property.
Court-direct 46545 court records
Subscribe to St. Joseph County on Keystone Court Data to receive every new property-related case the day it hits the Indiana court docket — including all 46545 filings. Court-direct, same-day, every filing. 7-day free trial.
Cite: Keystone Court Data, "ZIP 46545 Foreclosure & Distressed-Property Data," 2026-10-14, https://keystonecourtdata.com/reports/46545-foreclosure-data